Free Financial Tools
for India
EMI, income tax, SIP, HRA and more — all free, no login, no data stored. Built for India's working professionals.
Calculate monthly EMI for home loan, car loan, personal loan and education loan. Includes amortization schedule and current bank rates.
→Old vs new regime comparison for FY 2025-26. HRA, 80C, standard deduction included.
→Calculate HRA exemption and plan your 80C deductions across PPF, ELSS, LIC and EPF.
→Calculate SIP returns, lumpsum vs SIP comparison, and inflation-adjusted wealth creation.
→Compare returns, tax treatment and liquidity across NPS, PPF and fixed deposits side by side.
→Calculate gratuity eligibility, payout amount and tax exemption on exit or retirement.
→Calculate your exact monthly in-hand salary from CTC. Includes EPF, professional tax, TDS and full breakup.
All calculations happen in your browser. We never collect or transmit any financial data you enter.
No subscription, no login, no paywall. Every tool on FinKit is free to use, forever.
Indian number formats, RBI-sourced rates, Indian tax slabs, and bilingual EN/HI support.
⚖ Disclaimer
FinKit tools are for informational and educational purposes only. Results are estimates and should not be treated as financial, tax, or legal advice. Always consult a qualified Chartered Accountant or financial advisor before making financial decisions. FinKit is not affiliated with any bank, NBFC, or government body. No data you enter is collected or stored.