📈 SIP Returns · Wealth Creation · India

SIP Calculator

See how your monthly SIP grows over time — with real, inflation-adjusted value.

₹ — FINAL VALUE
📖 SIP vs lumpsum — not sure which to pick? Read our SIP vs Lumpsum Guide →
SIP Details
₹
%
yr
Monthly SIP amount₹10,000
Expected annual return12.0%
Investment period10 years
— Final Value
— Total Invested
— Gains Earned
Invested vs Gains —
Invested: — Gains: — Inflation-adj. value: —
Year-by-Year Growth
Year Invested Value Gain Real Value
Quick Reference — Rule of 72

Divide 72 by your expected return to find years to double your money:

ReturnDoubles inCategory
8%9 yearsDebt / Conservative
10%7.2 yearsBalanced
12%6 yearsTypical equity
15%4.8 yearsAggressive
18%4 yearsVery aggressive

SIP Formula: M = P × {[(1+r)ⁿ − 1] / r} × (1+r)  |  P = monthly SIP, r = monthly rate, n = months

Also try — और टूल्स
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⚖ Disclaimer

SIP returns are calculated using standard compound interest formulas. Mutual fund returns are subject to market risks. Past performance is not indicative of future results. This calculator does not account for exit loads, expense ratios, or tax on LTCG/STCG. Consult a SEBI-registered investment advisor before investing. FinKit is not affiliated with SEBI, AMFI, or any mutual fund house.