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FinKit ("we", "our", "the site") provides free online calculators and reference tools for personal finance. All content, results, and outputs generated by FinKit tools are estimates based on the inputs you provide and publicly available information.

Nothing on FinKit constitutes financial advice, investment advice, tax advice, legal advice, or any other professional advice. Results should be used as a starting point for your own research and not as the sole basis for any financial decision.

EMI calculations shown are estimates based on the principal, interest rate and tenure you enter. Actual EMI amounts, processing fees, insurance charges, prepayment penalties, and total cost of borrowing will vary by lender and individual loan agreement.

Bank interest rates shown are indicative and sourced from publicly available information as of April 2026. Rates change frequently. Always verify the current rate directly with your bank or NBFC before applying for a loan.

FinKit is not affiliated with SBI, HDFC Bank, ICICI Bank, Kotak Bank, Axis Bank, Bank of Baroda, or any other financial institution listed on this site.

Tax calculations are based on publicly available Indian income tax slabs and rules as published by the Income Tax Department of India. Tax laws are subject to change. FinKit does not guarantee that the information reflects the most current amendments to the Income Tax Act.

FinKit is not a Chartered Accountant, tax advisor, or registered entity under the Income Tax Act. For accurate tax computation and ITR filing, please consult a qualified CA or use the official Income Tax Department portal at incometax.gov.in.

Returns shown for mutual funds, SIPs, and other market-linked instruments are projections based on assumed rates of return. Mutual fund investments are subject to market risks. Past performance does not guarantee future returns.

FinKit is not a SEBI-registered investment advisor. Nothing on this site should be construed as a recommendation to invest in any specific fund, scheme, or financial product.

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We reserve the right to update, modify, or remove any content at any time without notice. The date shown at the top of this page reflects when the disclaimer was last reviewed.

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FinKit may display links to third-party websites such as incometax.gov.in, rbi.org.in, or sebi.gov.in for reference purposes. We are not responsible for the content, accuracy, or privacy practices of those sites.

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