<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://finkitindia.com/</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- High-traffic calculators -->
  <url>
    <loc>https://finkitindia.com/emi-calculator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/income-tax-calculator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/salary-calculator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Mid-tier calculators -->
  <url>
    <loc>https://finkitindia.com/sip-calculator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/hra-80c-planner.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/nps-ppf-fd-comparator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/gratuity-calculator.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Supporting pages -->
  <url>
    <loc>https://finkitindia.com/about.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/disclaimer.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://finkitindia.com/privacy-policy.html</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
